Macy’s Credit Card Alternatives

The More you Shop, the More you Need Macy's Card

When life gets tough, the tough go shopping. Or at least, they do if they have a Macys credit card. That's because Macy's cardholders know that they get great deals and access to exclusive sales just by carrying a Macy's card tucked in their wallet. Whether it's a Star Rewards coupon for 20% off or a members-only preview sale, buying the things you need - and want - has never been easier or more rewarding than when you apply for Macys credit cards and enjoy shopping at Americas premier department store.

If you are ready to get started filling out a Macys credit card application, first you should acquaint yourself with the basic details and terms of the different cards offered. That's right there is more than one Macys application because there is more than one card offered. There is the basic store card and the American Express version. And there are two different levels of Macy's American Express membership as well: Preferred and Basic.

Know the Difference

The difference between the two basic kinds of Macys credit cards is where you can use them. Store brand Macy's cards can only be used to make purchases at Macy's stores or online at macys.com. AmEx cards, on the other hand, are accepted at thousands of different retailers, restaurants, hotels and airlines around the globe. That means when you apply for Macys credit card you should think about where you will primarily use the card.

Both the store Macy's card and the AmEx card carry a variety of benefits for Macy's fans. All through the year, members get access to special promotions, including discounts when they first sign up. Holiday savings opportunities are big too, as Macy's sends out its most valuable coupons around back-to-school season and in time for Christmas shopping.

If you choose to use Macys online applications then you will be limited to the Macy's store credit card. Thats because although Macys credit card applications come in two versions, only one is available via Macys online application. The Macy's American Express card (both the preferred and the regular one) must be applied for in a Macy's location.

Why choose one card over the other?

The AmEx version is better for people who plan to use the card for general use. They will earn between 1% and 3% back in rewards for every dollar they spend. However, some people prefer the basic store card with its simple Star Rewards plan that lets them save on everything Macy's offers. From dresses to dishes, Macy's carries a wide variety of merchandise to satisfy the pickiest gift recipients or send the biggest retail therapy junkie into a relapse.

Don't worry though. You can afford to do as much retail therapy as you need when you are a Macy's Star Rewards member and you have a Macy's credit card in your hand. So take a look at Macys applications today.