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Choose your Merrick Bank Alternative

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Merrick Bank is well known for its credit cards aimed at consumers with bad credit. The bank offers both unsecured credit cards and secured credit cards. We in turn are happy to offer you the best alternatives to Merrick Bank credit cards. On this page you can review the most attractive card offers for bad credit rating and apply online. All the cards are issued by the leading U.S. banks and credit card companies.

Citi® Diamond Preferred® Card

0% Intro APR on Balance Transfers and Purchases for 18 months.

No Annual Fee.

Orchard Bank® Visa® Cards
Capital One, N.A.
Orchard Bank® Visa® Cards

An Excellent Credit Card for Rebuilding Credit Scores.

Annual Fee: $0 - $59.

Other Options to Merrick Bank Credit Cards:

Bank Name
Card Name
Credit HistoryIntro APR Purch.
(Intro Period)
Intro APR Bal.Tr.
(Intro Period)
APR %Annual Fee Apply / Details
Good0%
(18 months)26
0%
(18 months)26
11.99% -
21.99%26 (V)
$026
Fair Creditn/an/a23.90%$7559
Excellent / Good0%
(15 months)
0%
(15 months)
10.99% -
20.99%± Variable
$0
Good0%
(18 months)26
0%
(18 months)26
11.99% -
21.99%26 (V)
$026
Fair / Poorn/an/a7.99% -
24.99%
$0 - $5938
Fair Creditn/an/a23.90%$7559
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Purch.--Purchases, Bal.Tr.--Balance Transfers, n/a--Not Applicable

Opt for Merrick Bank Credit Card Alternatives

Merrick Bank was founded in 1997. The bank specializes in credit cards for subprime customers who want to rebuild their credit. Merrick Bank comes up with Visa and MasterCard credit cards which are in demand among people with bad credit standing. Bad credit credit cards from Merrick Bank include both unsecured credit cards and secured credit cards. On this web page you can see the best alternatives to Merrick Bank credit cards to choose from. You are welcome to review the credit cards both for bad credit and fair credit, choose a card to meet your needs best and apply online. Consider regular credit cards, secured credit cards and prepaid cards. Most of the credit cards displayed here report to the three major credit reporting bureaus.

Secured Credit Cards

Secured credit cards may be a good choice for people who cannot get approved for an unsecured credit card. And when it comes to rebuilding your credit, take a closer look at secured credit cards. These credit cards report to the credit reporting agencies, not always as unsecured ones, but yet they do. Such cards help you develop good credit and spending habits. For a responsible cardholder, a secured credit card is a stepping stone to an unsecured credit card. On our web site we present different secured credit card offers to apply online for. You can compare the cards side by side and make the right decision.

Credit Cards and Bankruptcy

Bankruptcy is the worst thing that can happen. But there is always a way out. Some banks and credit card companies give a great opportunity to get a credit card after bankruptcy. One can find both unsecured credit cards and secured credit cards for bad credit rating issued by the leading credit card issuers. Before applying, decide on a type of a credit card it will be. Both secured and unsecured credit cards report to the credit bureaus. Typically, secured cards offer better credit terms as compared to unsecured ones. What’s more, you are more likely to be approved for a secured credit card. Think twice, weigh all the pros and cons and make the right choice!
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FAQ

I'm starting a new business.. Which business card to start a good business credit profile. Thank you, Antonio Delgado, spring,Texas. 

Answer:
To start a good business credit profile you can check the business credit card section. Though, you should know your credit score first. Make a re...

I want to know how to get my credit good; I have never had a credit card but I would love to have one and be able to build my score up and pay my bill on time; I hope you will give me a chance to show you. Thanks for your time.

Answer:
If you are new to credit, you can consider credit cards that target applicants with no or limited credit history. The freshest Visa and MasterCard...

± Click apply to view rates, fees, rewards, limitations and other important information.
26 See the Citi card terms and conditions online.
38 $39 or $59 the first year, or $0 - $49 Introductory the first year, then either $35 or $59 per year thereafter.
59 $75 First year (Introductory period). $99 thereafter, billed monthly at $8.25.
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