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Credit Card Deals from Pacific Credit Group

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CreditCardSpecialist.com, an independent, advertising-supported website, receives compensation from the companies whose offers appear on the site. This compensation impacts where and how credit products appear on our site, including, for example, the product listing order in which they may appear on separate pages. CreditCardSpecialist.com does not present or review all available credit or financial offers.

Pacific Credit Group (PCG) is a privately held financing company headquartered in Los Angeles, California. The company offers financing solutions to consumers with less than perfect credit history who cannot get approved for a regular credit card offered by major banks. The company provides easy approval to all applicants who qualify and provides instant response in less than 60 seconds.

Best Alternatives to Pacific Credit Group Card
FOR FAIR CREDIT

Applying is quick and easy with our fast decision process

Less than perfect credit is okay

24/7 access to your account information, even on mobile

FOR LIMITED/NO CREDIT
Horizon Gold Credit Card

Must have Active Debit Card or Credit Card to qualify.

$500 Credit Limit.

No Credit Check.

Other Alternatives to Pacific Credit Group Card:

Card Name Credit History Intro APR Purch. (Intro Period) APR % Annual Fee Rewards Apply / Details
Bad
n/aSee Terms$0n/a
Fair
N/A16.99% - 24.99% Variable$0 - $99Cash Back
Fair
N/A16.99% - 24.99% Variable$0 - $99Cash Back
Fair / Good
N/A23.9%$35 - $99*n/a
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Purch.--Purchases, Bal.Tr.--Balance Transfers, n/a--Not Applicable

Emporium Black Credit Card

Emporium Black card looks like any other plastic credit card but it is different on the inside. The card is more like a store credit card as it can only be used at one particular online store – emporium.com. It is not a Visa or a MasterCard credit card and therefore it is not accepted outside the issuing store and doesn’t allow cash withdrawals.

The Emporium credit card is an unsecured credit account without interest rates. Instead, cardholders make scheduled payments over a limited period of time. The issuer also allows early pay off to those who want to save. These scheduled payments are the only fees required, you won’t be charged application or processing fees when you apply, and you won’t be charged annual fees when you use the Emporium card.

Those who are looking for their chance to rebuild credit, may want to apply for the Emporium credit card. All payment activity on the Emporium credit account will be reported to the credit bureaus. So if you make your payments on time, you can build or rebuild your credit.

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FAQ

At my local bank there was an advertisement that if one enrolls in Alaska airline credit card and spends $1000 in the first 3 months then a travel companion could fly free. Is this still in effect? Does it apply to international trips and 1st class? Does the flight need to be Alaska airlines/ Virgin airlines?

Answer:
Currently, the Alaska Airlines credit card has the following offer: “Annual companion fare from $121 ($99, plus taxes and fees from $22) ...

I once had the US Airways credit card, then the airlines merged with American Airlines and my card transitioned into the AAdvantage MasterCard with a higher annual fee and without companion pass. I use the card one year and then closed it because I don t fly with American Airline often. Now I am looking for a credit card without an annual fee. What are my options?

Answer:
You may like one of the regular travel rewards credit cards offered by major banks. Travel rewards credit cards allow earning miles on all ...

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CreditCardSpecialist.com, an independent, advertising-supported website, receives compensation from the companies whose offers appear on the site. This compensation impacts where and how credit products appear on our site, including, for example, the product listing order in which they may appear on separate pages. CreditCardSpecialist.com does not present or review all available credit or financial offers.
Disclosure: Not an access card.