Opt for Synchrony Bank Credit Card Alternatives
BEST for EXCELLENT CREDIT:
0% Intro APR on Balance Transfers and Purchases.
No Annual Fee
Great Rewards Programs.
BEST for BAD CREDIT:
No Annual Fee*.
No Over Limit Fee*.
Instant Response (Delays may occur depending on application data provided).
Alternatives to Synchrony Bank Credit Cards
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Purch.--Purchases, Bal.Tr.--Balance Transfers, n/a--Not Applicable
Alternatives to Synchrony Bank Credit CardsSynchrony Bank offers retail credit cards mostly, which can be used exclusively at a particular retailer or everywhere, depending on the card type.
Synchrony Bank credit cards usually offer special financing but may come with rewards programs as well. However, as a rule, these two offers cannot be combined and applicants should choose either of them. As for credit card fees, the Synchrony Bank credit cards do not usually have an annual fee, but interest rates and penalty fees are rather high.
Opt for Synchrony Bank Credit Card AlternativesSynchrony credit cards are not the only credit cards you can use to pay for your purchases at your favourite stores or elsewhere. In fact, you can use any Visa, MasterCard or Discover credit card issued by any major bank when you shop or pay for services. And these cards can be as well rewarding as they often come with rewards programs or 0% intro APRs or both. Rewards programs usually allow earning bonus points or cash back on all purchases and are not limited to one particular retailer. As for interest rates, many banks will keep your low introductory rate if you make a late payment, and if you fail to pay off the card balance by the end of the introductory period, ongoing APR will apply to the remaining balance only.
If you Have a Limited Credit HistoryPeople with a limited credit history can also get a regular credit card with low interest rate instead of a store credit card, which interest rates are rather high. Moreover, we encourage you to apply for a regular credit card issued by a major bank because such cards have fair interest rates, low fees, and additional benefits. The benefits can be rewards, low into APRs, fraud protection, and free access to your FICO credit score. The last feature is most important one because you still need to improve your credit, if you want to get access to credit cards with greater perks.
At my local bank there was an advertisement that if one enrolls in Alaska airline credit card and spends $1000 in the first 3 months then a travel companion could fly free. Is this still in effect? Does it apply to international trips and 1st class? Does the flight need to be Alaska airlines/ Virgin airlines?Answer:
Currently, the Alaska Airlines credit card has the following offer: “Annual companion fare from $121 ($99, plus taxes and fees from $22) ...
I once had the US Airways credit card, then the airlines merged with American Airlines and my card transitioned into the AAdvantage MasterCard with a higher annual fee and without companion pass. I use the card one year and then closed it because I don t fly with American Airline often. Now I am looking for a credit card without an annual fee. What are my options?Answer:
You may like one of the regular travel rewards credit cards offered by major banks. Travel rewards credit cards allow earning miles on all ...