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Walmart is one of the biggest and well-known American retailers. It operates in the U.S. and in other countries like Canada, Mexico, the United Kingdom, and other countries. Walmart offers different goods, products and services to its customers, and it also offers credit cards and financing services. Here we do not offer Walmart credit cards but regular credit cards which you can use at Walmart locations.

Best Cards to Substitute Walmart Credit Cards
BEST for EXCELLENT CREDIT:

0% Intro APR on Balance Transfers and Purchases.

No Annual Fee.

Great Rewards Programs.

BEST for BAD CREDIT:
Fingerhut Credit Account

No Annual Fee*.

No Over Limit Fee*.

Instant Response (Delays may occur depending on application data provided).

Credit Cards for Shopping at Walmart

Card Name Credit History Intro APR Purch. (Intro Period) APR % Annual Fee Rewards Apply / Details
Fair
N/A15.90% - 24.40% Variable$0 - $99Cash Back
Fair/Bad
N/ASee Terms*See Terms*n/a
Fair
N/A15.90% - 24.40% Variable$0 - $99Cash Back
Bad
n/a0.00%See Termsn/a
Fair / Good
N/A23.9%$35 - $99*n/a
Fair
N/A15.90% - 24.40% Variable$0 - $99Cash Back
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Purch.--Purchases, Bal.Tr.--Balance Transfers, n/a--Not Applicable

Credit Cards for Shopping at Walmart

Walmart is a large retailer in the U.S. that offers its own credit cards to their customers. There are two Walmart credit cards: Walmart Credit Card and Walmart MasterCard®. Both cards are issued by Synchrony Bank. The first card can be used online and in-stores only, and the second card can be used everywhere MasterCard credit cards are accepted. Both cards allow you to qualify for special financing offers and give rebates at Walmart gas stations. However, there is no opportunity to choose which credit card you can get. You simply fill out an online application form and then bank approves you for either of two credit cards.

Opt for Walmart Credit Card Alternatives

Walmart credit cards are not the only credit cards you can use to pay for your purchases at Walmart. In fact you can use any Visa, MasterCard or Discover credit card when you are checking out. And these cards can be as well rewarding as they often come with rewards programs or 0% intro APRs or both. Rewards programs usually allow earning bonus points or cash back on all purchases and are not limited to one particular retailer. As for interest rates, many banks will keep your low introductory rate if you make a late payment, and if you fail to pay off the card balance by the end of the introductory period, ongoing APR will apply to the remaining balance only.

If you Have a Limited Credit History

People with a limited credit history can also get a regular credit card instead of a store credit card. Moreover, we encourage you to apply for a regular credit card issued by a major bank because such cards have fair interest rates, low fees, and additional benefits. The benefits can be rewards, low into APRs, fraud protection, and free access to your FICO credit score. The last feature is most important one because you still need to improve your credit, if you want to get access to credit cards with greater perks.
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FAQ

At my local bank there was an advertisement that if one enrolls in Alaska airline credit card and spends $1000 in the first 3 months then a travel companion could fly free. Is this still in effect? Does it apply to international trips and 1st class? Does the flight need to be Alaska airlines/ Virgin airlines?

Answer:
Currently, the Alaska Airlines credit card has the following offer: “Annual companion fare from $121 ($99, plus taxes and fees from $22) ...

I once had the US Airways credit card, then the airlines merged with American Airlines and my card transitioned into the AAdvantage MasterCard with a higher annual fee and without companion pass. I use the card one year and then closed it because I don t fly with American Airline often. Now I am looking for a credit card without an annual fee. What are my options?

Answer:
You may like one of the regular travel rewards credit cards offered by major banks. Travel rewards credit cards allow earning miles on all ...

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CreditCardSpecialist.com, an independent, advertising-supported website, receives compensation from the companies whose offers appear on the site. This compensation impacts where and how credit products appear on our site, including, for example, the product listing order in which they may appear on separate pages. CreditCardSpecialist.com does not present or review all available credit or financial offers.