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Credit Card eZine - News and Articles about Credit Cards

Credit Card eZine - News and Articles about Credit Cards

Get even more information on credit cards? Read our Credit Card eZine. The section is regularly updated by our specialists. Learn all the financial tricks. Know the pitfalls and hidden bonuses. Find out how to transfer balances and accumulate points. We will tell you about the latest offers on the market.Get your credit card education and make the most out of your plastic.

Make Credit Card Deals Wisely - Creditors Help You Manage Finances!

2007-12-25

Some people treat credit card companies like businesses that make money on their clients' mistakes. Really, credit card mishandling costs dear, but creditors are interested in stable profits, not in consumer credit delinquency.

These days, creditors want to have loyal, trustworthy customers. In other words, credit companies are not so fond of the customers who have no idea about credit card basics. That's why they introduce various educational programs that help customers handle their credit cards wisely and benefit from using plastics.

Credit is a very complex notion that involves lots of hidden icebergs. Unfortunately, customers become educated about some credit card charges only when they make silly mistakes. Though some people share the opinion that trial and error is the best credit lesson, there are other ways of teaching credit basics.

There are thousands of cardholders who have problems associated with plastics. Day by day, people discuss urgent problems in blogs and forums, they seek for advice and assistance. And lenders in their turn give a helping hand to cardholders who face certain problems with credit.

Let's take a closer look at credit educational programs offered by the major lenders.

Be Smart About Credit. One of the leading credit card companies in the U.S., American Express, offers its clients a series of educational materials that can be found at the official website of Amex.

The most essential points of credit card use are highlighted in the section "Consumer Resources", and cardholders can easily find the necessary information.

It must be said that Amex also provides its customers with information about consumer groups and government agencies that can be of use for those users who face some difficulties with their credit.

Chase Clear and Simple has become a breakthrough in credit industry. This program was created to help consumers effectively manage their plastics and better understand their credit card accounts.

In fact, it's a valuable resource of information and useful online tools. No matter what your age is, you can find something interesting for you. This program aims to educate cardholders on smart credit use. In other words, it helps consumers avoid unexpected credit fees, and use their credit cards responsibly.

The Guide to Using Credit Wisely by Discover, contains information about credit as well as easy-to-use tools that help to make the most of your credit cards.

This guide will obviously meet the requirements of every cardholder. You can read about the most vital points associated with credit like credit card's rates and fees, credit card insurance, ID theft, and various credit scams.

Debt Know How is a program developed by MasterCard to support those consumers who face credit card debts. It's worth saying that this problem is not rare these days, and this consumer education source is really valuable.

Free, and easy-to-use information will be just in time for people who experience credit debt problems. This program is available in English and Spanish, so that consumers won't have difficulties while using educational materials.

Year by year, creditors launch new credit programs and even change their policies in the frames of some program like Chase bank. All in all, the existence of these educational projects proves the intentions of creditors, i.e. they want to have educated customers rather than illiterate consumers who cannot manage their credit. Let's hope that such programs will be more widespread in future.

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[Sunday, December 18, 2011]
Chase Bank recently announced the redesign of its Visa credit cards - allowing more space on the front for the Chase logo. This new design is in trial mode currently but Visa has pans to roll out its new design to other financial institutions in order to increase the branding and logo visibility of the individual issuing banks.
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[Friday, October 28, 2011]
Debit and credit: they`re both plastic, why not consolidate them? The Cinncinati-based Fifth Third Bank, is the first to offer the DuoMasterCard which consolidates both a checking and a credit card account into one card.
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[Wednesday, September 21, 2011]
It really pays when you do the right thing. Take credit cards for instance, having a clean credit profile really does help. Those who managed to maintain a squeaky clean credit report during the recession can now jump with joy, as they will get some of the best deals from credit card issuers.
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