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Credit Card eZine - News and Articles about Credit Cards

Credit Card eZine - News and Articles about Credit Cards

Get even more information on credit cards? Read our Credit Card eZine. The section is regularly updated by our specialists. Learn all the financial tricks. Know the pitfalls and hidden bonuses. Find out how to transfer balances and accumulate points. We will tell you about the latest offers on the market.Get your credit card education and make the most out of your plastic.

Credit Card Games

Thursday, November 29, 2007

If we could read the thoughts of people who apply for new plastics, most obviously we would find something common in their financial goals. To make the most of the card, to earn rebates for purchases, to pay low interests... This is a typical way of thinking of an average consumer. Yet, not everyone manages to outwit credit card companies and get maximum benefits of rewards plastics.

Anyway, there are always cardholders who can play credit card games and stay winners. According to the research, for one person who gets benefits from plastics, there are 25 cardholders who fall victims of the rewards game. Like any game, the rewards game has certain rules. And to play this game, you should know the rules!

First and foremost, any financial games are rather risky. On the one hand, you can become a winner and get what you want, and on the other hand, you may lose everything. Just like that, when you make rewards credit card deals, you are inspired to get numerous benefits, and somehow, it happens to be rather tough to get the most of the card.

Why is it so? Cannot you make the most of rewards credit cards like some savvy cardholders? Of course, you can... if you are armed with knowledge. To carry a bundle of cash back plastics in your wallet is not enough to get maximum benefits from your card.

Nowadays, rewards credit cards are on great demand and some credit card offers are really worthy. Most obviously, you have a plastic that rewards you for purchasing gas, or groceries. Maybe, you have several credit cards that help you to save. Yet, you take neither head nor tail of your plastics.

Start gradually and make sense of the rewards plastics in your wallet. Oftentimes, we are confused with the choice of the right credit card. Some cardholders write down the interest rates on the opposite side of their card or stick a post-it on the corner of the card. This way, they will use the card that gives them more benefits for this or that purchase.

If you look for a reward credit card, try to take a close look at the cards that give you a wide range of merchants or credit card offers by the companies that give you an opportunity to choose rewards to your liking. In other words, your card should suit your needs. Save money at the stores where you generally make purchases. This way, you are sure to save a pretty penny, and sometimes thousands of dollars.

However, if you want to get a lot, you need to spend a lot. For some $50,000 spent, you will get approximately $1,000. In general, it's not bad judging by the amount of annual credit card spendings. Rewards plastics are definitely great for big spenders, as they can maximize credit card rewards.

In addition, it must be said that rewards plastics are not for every credit user. The way you handle credit is a key factor and it's of great importance. Paying off the entire balance is a must if you really want to benefit from your rewards credit cards. So, take these points into consideration and you'll be a success in the rewards game.

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[December 05, 2011]

In a time when banks have begun charging monthly debit fees, baby boomers may be able to find discounts based on their age and experience. Our research reveals some of the best checking accounts for consumers over 50 - and the best part is that they`re free!

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[October 12, 2011]

All data shows that the woman entrepreneur is on the rise.This could be because women tend to work well in groups and are great multi-taskers and communicators. In addition to that, women are also making riskier decisions when it comes to financing their businesses, according to a recent survey by PNC Financial Services. These decisions may have an impact on the longevity of these female-run businesses.

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[September 07, 2011]

With the economic upheaval, obtaining a credit card seems a distant dream, especially if you fail to qualify for any credit card application. Nonetheless, turning into an authorized user, i.e. attaching yourself with a good-quality credit customer`s account and the consent to use it, would boost your credit scores swiftly, and jump start your credit history.

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