Credit Cards
recommended by
our experts

Get Cards
Credit Card eZine - News and Articles about Credit Cards

Credit Card eZine - News and Articles about Credit Cards

Get even more information on credit cards? Read our Credit Card eZine. The section is regularly updated by our specialists. Learn all the financial tricks. Know the pitfalls and hidden bonuses. Find out how to transfer balances and accumulate points. We will tell you about the latest offers on the market.Get your credit card education and make the most out of your plastic.

Credit Card Precautions

Thursday, January 03, 2008

Winter holidays enable you to have free time and go somewhere you wish at least for a short while. Rome, Paris, St. Petersburg, Vienna ... If you are going to take a foreign trip, most probably you will choose a credit card as a form of currency and the safest and convenient way for travel spendings. Will you?

But before living your country, you need to think over all fine points to have a nice trip and get rid of vital problems in full. Therefore we have prepared some safety tips. They will help you make all the necessary preparations to avoid sudden problems concerning credit card usage outside the US.

Well, you need to:

  • Start with checking whether your plastic is accepted widely or not. With MasterCard, Visa, or American Express credit card, you don't need to worry. They are surely acceptable almost worldwide and offer high quality service wherever you are. If your plastic is not among the mentioned ones, choose another card that can be used in the country you are going to.
  • Beware of fees. Spending with your card abroad, you need to expect new fees. Say, you take out $100 from ATM outside the US, some credit companies will charge you about $5 for the transaction. If you want to avoid paying credit card fees for transactions made abroad, choose the one that charges no foreign fees.
  • Check the expiration date and credit limit. Your trip will be spoiled when you suddenly find out that your best credit card has been expired and you are not able to make necessary travel expenses or buy souvenirs being already abroad. Do you need it?
  • Inform the bank about your plans. Otherwise, your new location will be flagged and the bank may think that your plastic has been thieved and take necessary measures to protect your account.
  • Get the phone number of your bank that functions outside the US because the 800 number works only in the country's territory. Even if you believe that there is no need in available number, do it just to be on the safe side.
  • Hide your credit account numbers in an odd corner! You can locate them in a safe or any place protected with a password to be sure that your numbers are secured while you are on vacation.
  • Carry your plastic in a hiding place going anywhere abroad. You will be right thinking that credit cards are safer than cold cash but robbery can not be eliminated. Credit cards as well as cash always allure robbers whether you are in your native city or abroad. So, be on your guard!

Although all travel preparations can fatigue you, these seven weighty precautions are very simple to take. As soon as you include all of them into your plan of holiday preparations, you will go anywhere you wish this holiday season with a light heart. Bon voyage!

Share Opinion:   digg   Furl   YahooMyWeb   Propeller   Reddit  
Comments not found

If you have something to say, please leave your comments below.

Your Name: *
Your Email:
Your Comment: *
Enter Number from Picture: * number

* - Required Fields Add Comment
[December 05, 2011]

In a time when banks have begun charging monthly debit fees, baby boomers may be able to find discounts based on their age and experience. Our research reveals some of the best checking accounts for consumers over 50 - and the best part is that they`re free!

Comments (0)
[October 12, 2011]

All data shows that the woman entrepreneur is on the rise.This could be because women tend to work well in groups and are great multi-taskers and communicators. In addition to that, women are also making riskier decisions when it comes to financing their businesses, according to a recent survey by PNC Financial Services. These decisions may have an impact on the longevity of these female-run businesses.

Comments (0)
[September 07, 2011]

With the economic upheaval, obtaining a credit card seems a distant dream, especially if you fail to qualify for any credit card application. Nonetheless, turning into an authorized user, i.e. attaching yourself with a good-quality credit customer`s account and the consent to use it, would boost your credit scores swiftly, and jump start your credit history.

Comments (0)
* The webpage is a free service and an information resource for credit cards and financial products and services available to eligible United States consumers. does not offer any warranties and is not a direct service. There are no guarantees for approval or offers when applying for a credit card. Please refer to the application if you would like more information on each credit card. When you click "Apply" for a particular credit card, please take the time to review the terms and conditions of the product/service at the issuer's website. All logos on the website are property of their respective owners.
We do our best to maintain the information accurate at However, all the credit cards information is subject to change and presented without warranty. See the up to date credit card terms and conditions on the secured credit card application page. Note that may be compensated by credit card issuers when visitors apply for a credit card through the links on this website., an independent, advertising-supported website, receives compensation from the companies whose offers appear on the site. This compensation impacts where and how credit products appear on our site, including, for example, the product listing order in which they may appear on separate pages. does not present or review all available credit or financial offers.
Disclosure: Not an access card.