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Credit Card eZine - News and Articles about Credit Cards

Credit Card eZine - News and Articles about Credit Cards

Get even more information on credit cards? Read our Credit Card eZine. The section is regularly updated by our specialists. Learn all the financial tricks. Know the pitfalls and hidden bonuses. Find out how to transfer balances and accumulate points. We will tell you about the latest offers on the market.Get your credit card education and make the most out of your plastic.

[Thursday, February 14, 2008]
Citibank, after incurring substantial losses as a result of credit card crisis, is taking all steps possible to strengthen its position on the US market and increase the share of its branches all over the world. The bank's intention to become major player becomes evident when you look at its booming activity in Australia, which is targeted at acquiring assets of big financial and banking businesses in the country.
Citigroup is adding 100,000 credit cards to its portfolio under the agreement with Suncorp Metway Limited, Australian finance, insurance and banking company.
Suncorp, Australia's sixth largest banking services company sells $230 million of credit card assets to Citi in the hope of increasing the size of its own portfolio due to the advantageous partnership with one of the US credit issuing giants.
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[Monday, February 11, 2008]
The volume of credit card mailings declined in the fourth quarter 2007, according to Mail Monitor. A 14% decline was no surprise in view of the mortgage crisis, and a slow economy. Lenders, who tend to aggressively advertise their credit products, seem to pull back.
To put it mildly, lenders are good at marketing. Roughly speaking, they're marketing giants, as successful advertising campaigns almost determine their income. Credit card direct mail is one of the sources of appealing new customers for the products and services, and informing existent ones about current credit programs and campaigns.
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[Thursday, February 07, 2008]
It has never been easy to get approved for a plastic with enticing terms, as lenders have always been particular about trustworthiness of their clients. Now that everyone is talking about credit crunch and slow US economy, lending organizations take actions they deem appropriate in order to limit risk of credit defaults, and enormous losses they already bear.
Increasingly, lenders tighten credit card standards, and this trend is still happening even despite of Fed rate cut to 3 percent. It must be said that large credit issuers like Capital One, American Express, and Citigroup reported about the losses they bear because of the growing number of credit card delinquencies, and credit spending slowdown. What actions do they take and how do these changes affect regular customers?
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[Monday, February 04, 2008]
While shopping for a wardrobe at your favorite retailer, something may catch your eye, i.e. a store credit card offer. Some 10% of discount may seem a good bargain. Take your time and do some math before signing up for this store credit card. Behind the discount and rewards, you've got hefty rates and large fees.
Nowadays, specialty shops and large department stores try to encourage their customers to spend more. In what way? They make special credit cards offers to their frequent customers. The chance to save a considerable sum sounds not so bad. But what do you say to high interest rates? Let's find out whether it makes sense to apply for a store credit card.
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[Thursday, January 31, 2008]
Economy is all about ups and downs. Now that financial experts all over the world are concerned about the potential economic recession in the US, the Federal Reserve took the lead and cut interest rate by three quarters of a percent, so that the federal funds rate is 3.5%. That's the most dramatic reduction since 1984.
What does this change mean for banks? It means that lenders will also lower their rates and this move will affect credit customers as well. The question is, who will actually benefit from this rate cut and when?
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[December 05, 2011]

In a time when banks have begun charging monthly debit fees, baby boomers may be able to find discounts based on their age and experience. Our research reveals some of the best checking accounts for consumers over 50 - and the best part is that they`re free!

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[October 12, 2011]

All data shows that the woman entrepreneur is on the rise.This could be because women tend to work well in groups and are great multi-taskers and communicators. In addition to that, women are also making riskier decisions when it comes to financing their businesses, according to a recent survey by PNC Financial Services. These decisions may have an impact on the longevity of these female-run businesses.

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[September 07, 2011]

With the economic upheaval, obtaining a credit card seems a distant dream, especially if you fail to qualify for any credit card application. Nonetheless, turning into an authorized user, i.e. attaching yourself with a good-quality credit customer`s account and the consent to use it, would boost your credit scores swiftly, and jump start your credit history.

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