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Credit Card eZine - News and Articles about Credit Cards

Credit Card eZine - News and Articles about Credit Cards

Get even more information on credit cards? Read our Credit Card eZine. The section is regularly updated by our specialists. Learn all the financial tricks. Know the pitfalls and hidden bonuses. Find out how to transfer balances and accumulate points. We will tell you about the latest offers on the market.Get your credit card education and make the most out of your plastic.

Credit Spending Planner

Monday, December 17, 2007

Christmas is coming and it's high time to think about Christmas tree, decorations, gifts, and entertainment. Let us be honest, it's so tough to resist the temptation of buying some fancy house ornaments or a nice holly berry decorative wreath. Year-end holidays give a chance to pamper our dear ones with the best wished-for gifts. The question is, how will this influence our family budget?

It's not news that most U.S. customers prefer using plastic while making purchases. That's quite easy to charge on credit cards, and equally hard to pay off the balance. In credit spending, planning is the name of the game. That's why Chase has created a new Holiday Spending Planner, an outstanding credit service that will be so helpful for customers this Christmas.

This credit service has been unveiled at an appropriate time, when most cardholders are concerned about heavy spending this Christmas. This free online tool is a part of Chase Clear and Simple program that aims at financial literacy of cardholders and smart credit use.

The Holiday Planner enables you to build a realistic budget in order to avoid extra holiday-related expenses that are not so rare. Everything is quite simple! With the help of this tool, you create online lists of gifts and other credit card purchases. This way, you can easily track your expenses and most obviously your lists will be quite long.

This tool is really unique, as you can even take it with you when doing Christmas shopping. After you have made your personalized plan, email it to your cell phone or your PDA, so that your plan will be right at hand. It helps you to avoid the purchases you didn't plan. That's a surefire method to avoid huge credit spendings on something that you don't really need.

The Planner is also valuable in view of the fact that it provides useful information and holiday tips for all cardholders. Following these tips, one will avoid overspending on credit cards and can easily manage his or her plastics during this busy time.

It must be said that this tool is easy-to-use, and every credit card user can adjust his or her expenses while doing shopping. In other words, you can see whether you stick within a budget, overspend, or even save.

Setting a budget is really essential, especially when it comes to holiday spendings that are generally quite big. Though it may look like Christmas celebrations are all about spendings, you can manage your finances and see the progress you make with the Holiday Spending Planner.

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