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Credit Card eZine - News and Articles about Credit Cards

Credit Card eZine - News and Articles about Credit Cards

Get even more information on credit cards? Read our Credit Card eZine. The section is regularly updated by our specialists. Learn all the financial tricks. Know the pitfalls and hidden bonuses. Find out how to transfer balances and accumulate points. We will tell you about the latest offers on the market.Get your credit card education and make the most out of your plastic.

Instant Approval Credit Cards: a Matter of Time

2008-01-29

The world is moving faster. Fast cars, fast mail, fast payments, fast airlines have become a common occurrence in our everyday life. Why waste time for tiresome and stressful waiting when you can save it for more pleasant pastime?

Instant approval credit cards are designed for those who want to avoid long official banking procedures. You don't need to spend time bothering whether or not you will be qualified for the credit card you want. Instant approval credit cards make the process of application easier and faster.

You will get a notice via e-mail within just seconds after submitting your application and immediately find out whether or not you have been approved for the credit card you want. No need in a magic wand to shorten the waiting period!

However, though the application process for an instant approval credit card takes several seconds, receiving the card itself and access to the money will take a few days. Some people mistakenly think that if they are qualified for an instant approval credit card, they can print a copy of the card and start to purchase with it immediately.

Of course, you can go to a shop, but not with your newly approved card - you have not received it yet by the mail. The only fast part about instant approval credit cards is the approval process; you still have to wait for getting the card itself.

The fast approval process isn't one and only advantage of instant approval credit cards. Looking at the numerous offers, you will see instant approval credit cards with 0% introductory rates, low APRs and rewards programs. Don't grab the first one that catches your eye. The process of applying for an instant approval credit card can be fast, but you will possibly want to use the card for a long time. That's why spend your spare time choosing which one to apply for.

One more thing to keep in mind when you apply for an instant approval credit card is what your credit score is. Though the application process is fast it doesn't mean that the banks offering the cards don't examine your credit history. Most instant approval credit card offers are targeted at people with excellent credit history.

However, the competition on the credit market is high today, so some companies lower the limitations for customers. If you have bad credit, you have to look for a bank that offers instant approval credit cards specifically for people with different credit histories. Pay attention to the First PREMIER credit cards. Your application will be evaluated immediately, and you will know whether or not you have been approved within one minute of submitting your application. So regardless of what your credit rating is, there is no reason not to apply.

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[Sunday, December 18, 2011]
Chase Bank recently announced the redesign of its Visa credit cards - allowing more space on the front for the Chase logo. This new design is in trial mode currently but Visa has pans to roll out its new design to other financial institutions in order to increase the branding and logo visibility of the individual issuing banks.
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[Friday, October 28, 2011]
Debit and credit: they`re both plastic, why not consolidate them? The Cinncinati-based Fifth Third Bank, is the first to offer the DuoMasterCard which consolidates both a checking and a credit card account into one card.
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[Wednesday, September 21, 2011]
It really pays when you do the right thing. Take credit cards for instance, having a clean credit profile really does help. Those who managed to maintain a squeaky clean credit report during the recession can now jump with joy, as they will get some of the best deals from credit card issuers.
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