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Credit Card eZine - News and Articles about Credit Cards

Credit Card eZine - News and Articles about Credit Cards

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Is it time to share your card's security code?

Wednesday, December 29, 2010

If you have ever tried to purchase a product or service over the phone, you would know that the credit card`s security code is a must divulge information to process the sale. Most often than not, customers hesitate to divulge this information, even for the sale, though for good reasons. This is one of the most sensitive pieces of information on your credit cards that makes it vulnerable to identity theft.

Irrespective of whether you make purchases over the phone, it is important to track your credit card statement and report any discrepancies immediately. Well, here is some home truth. True Digital Security Inc`s Dr. Jerald Dawkins says that the security code is a number that is used when the card is not physically present during the sale. The truth is that when you use your credit card in any retail store, it is easy for key details such as credit card number and security code being stolen. This information can then be used to make online purchases.

The founder and president of Ideal Cost, Robert Livingston, says that if you even have a slightest hesitation in divulging information over the phone, do not force yourself to do it. Ensure you make your purchases at physical stores and notice keenly when the cashier uses the card to charge the payment. Leaving your card alone with the cashier increases the chances of data theft. Ensure you proceed to the billing counter only after you have made your purchases. Do not leave your card with the cashier while you go shopping for the product you missed.

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