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SoFi: SoFi Student Loan Refinance
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Credit Suggested: Excellent / Good / Fair

Loan Description

  • Fixed rates starting at 2.74% APR (with AutoPay)8
  • Loan terms: 5, 7, 10, 15 and 20 year
  • No application, no origination fees, no prepayment penalties
  • Find a lower rate? We'll match it and give you $100 when your loan is funded. Terms apply12

Fees & Terms

  • Activation Fee See terms
  • Annual Fee See terms
  • Term of Loan 5-20 years
  • Loan Rate Fixed rates starting at 2.74% APR (with AutoPay)8

Loan Requirements

  • Min Credit Score 650
  • Min Age See terms
  • Min Income Required See terms
  • Accounts Required Checking Account or Savings Account

Loan Amount

  • Minimum $5,000
  • Maximum 100% of school-certified expenses

Loan Features

  • Instant Response Yes
  • Credit Check No

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